Terms and Conditions

1. Acceptance of Terms

By using Factib, you accept these terms. If you do not agree, please do not use the service.

2. Service Description

Factib is a personal finance management platform. We help you record, analyze and improve your finances with smart and easy-to-use tools.

2.1 Plans and Pricing

We offer a Freemium plan (always free with limited features) and a Premium plan with more tools for $6.99/month or $67.10/year (20% off). Premium trial is free for 30 days.

3. Your Account

• You are responsible for keeping your password secure

• One account per person

• You must provide truthful information

• You must be 18+ to use Factib

4. Privacy and Data

Your privacy is fundamental to us:

• We never sell your information

• We use encryption to protect your data

• We only access your information to provide the service

• You can export or delete your data at any time

4.1 Security

We apply good security and encryption practices. We protect your data in transit and at rest and restrict access under least-privilege.

5. Acceptable Use

We are preparing this section with you so it is clear and fair. What would you like us to include here? Write to us and we will define it together.

6. Billing, Payments and Refunds

For now, we accept PayPal payments. We are working to add more payment options to better serve more users.

You can cancel your subscription at any time from your account. If the platform permanently ceases operation, prorated refunds will be issued for unused months.

7. Limitation of Liability

Factib is an assistance tool. We are not financial advisors. Decisions you make based on the app's information are your responsibility.

8. Changes to the Terms

We may update these terms. If changes are important, we will notify you by email or in-app.

9. Cancellation

You can cancel your account at any time from settings. No penalties or awkward questions.

10. Contact

Do you have questions about these terms?